The customer selects the desired product (s) in the store (online or offline), and then decides which of TBI Bank's financial solutions to take advantage of.
His product loan application is reviewed online or on-site at the physical store, and he receives approval and details of his loan within minutes.
When approved, the customer receives his purchase immediately or according to the merchant's terms of delivery. The whole financing process takes minutes.
Once they become our customers, they then take loan much quicker and easier as their data remains in our systems and the next time they buy in installments, most of it is automatically filled, which speeds up the whole process. The chance of approval is higher and the purchase process itself is faster.