PSD2 open banking

What is PSD2 open banking?

According to the European Union Payment Services Directive, PSD 2 Directive (EU) 2015/2366, which entered into force in Bulgaria on March 3, 2018 with the adoption of the Payment Services and Payment Systems Act (PSPS), banks are required to allow third-parties - payment service providers, means to access customers' accounts with their consent through open programming interfaces (APIs).

PSD2 open banking TBI Bank

After fulfilling the regulatory requirements and obtaining a license to provide payment services from the relevant national regulator, you can register your organization on our Developer Portal and connect with the API developed by the Bank. Without a license, you can prepare and test your applications with our sandbox. Information on APIs offered by the Bank can be obtained via the link below:

API Portals for Third Party Payment Service Providers ("TPPs")

PSD2 TBI Bank Sandbox portal

Test environment based on the standards of the "Berlin Group" and the national standard BISTRA, and available for developers and third party suppliers / TPPs /, providing the opportunity to test access to the API, as of March 14, 2019.

To the portal

PSD2 TBI Production portal

Production environment based on the standards of the "Berlin Group" and the national standard BISTRA, enabling the third country suppliers / TPPs / to provide services based on PSD 2 from 14.09.2019.

To the portal