4 equal installments,

0% interest,

for 3 months period

2 installments,

0% interest,

in 30 days


Benefits

No interest, no fees  

What you see is what you pay – no hidden fees, no interest.  

2 or 4 interest free installments  

Pay at your own pace and know exactly when you have to pay in 2 or 4 installmenst.

Automatic repayment 

The installments are automatically repaid at maturity via the credit / debit card you submitted. We make it easy!

 

Available 24/7

Online shopping is available 24/7, shopping in installment online as well. 

4 installments,
3 months,
0% interest.
It's your turn!

Yes, shopping becomes easier and more joyfull! Fill the cart with products worth up to BGN 400, pay only 25% of the order immediately, and the remaining 75% in equal installments over the next 3 months. It's so simple!

2 installments,
1 month,
0% interest.
Buy now!

Don't wait until the next salary, shop online now within your budget. Pay your purchase/s in 2 installments with 0% interest and no fees. Buy what you want for total price from BGN 40 up to BGN 400. Pay 25% upon purchase and the remaining 75% in 30 days. We call this smart shopping!

Frequently asked questions


To apply for this type of loan you must:

  • Be a Bulgarian citizen;
  • Have a valid credit / debit card issued by a payment institution in Europe;
  • Have reached the age of majority;
  • Have a mobile phone with a camera.


No, you don't have to install anything. The whole process happens on a specially designed encrypted platform so that all data and actions are secure.

 



To take advantage of our interest-free online shopping credit in 2 or 4 installments, the total value of each orders should not exceed BGN 400, and the minimum funding is BGN 40. You can take advantage of a maximum of 3 credits from this type in parallel. As soon as the repayment of at least one of your loans is fully fulfilled, you can apply for a new interest-free online purchase financing in installments.



No, this is a completely digital self-service process. You receive instructions at every step so that you can easily go through the processes and complete your order with funding from our side.



The loan requires automatic repayment of the obligations related to the purchase made by you. For this purpose, it is necessary to provide the data on a card (debit or credit) through which the receivables are due.



As a financial institution, we are obliged to verify the identity of each user when applying for an online financing before approving his account. Our customers need to be protected from fraud and the risk of money laundering. This means that the first thing you need to do after approval of our online interest free loan, is to pass an identity check, which means to:

  • take pictures of both sides to your ID
  • take a selfie
  • wait for validation by the Bank

The Law on Measures against Money Laundering (Art. 53, para. 1) obliges us to identify individuals by presenting an official identity document and taking a copy of it. According to the regulations for application of the law (Section VII, Art. 41, para 5 item 6) without the physical presence of the client we are obliged to take a picture of the client's face, as well as the face and back of the identity document.

In order to go through the process as smoothly and quickly as possible, you need to have a pone with a camera and a valid ID card.

 



Upon approval and successful completion of the application steps, a loan agreement will be generated. You will be redirected via a link to a special platform where you can read and sign it. The process is completely secure and the data is encrypted and stored in a secure place.

 



If at maturity you do not have a minimum cash balance in your card for an amount corresponding to the value of your monthly installment specified in your contract, you owe a penalty in the amount of BGN 6  (fixed amount). The penalty is due once for each overdue repayment of your monthly installment.

In case of delay in your credit installment repayment, you also owe interest in the amount of the legal interest for delay, accrued on the entire overdue amount, after the due date of the last due monthly installment, for the period of delay.



You have the right to repay in fully or  partly  your obligations under this Agreement in advance at any time.

 



The delivery of the goods is the responsibility of the merchant from whom it was received. The terms and conditions of the delivery must be described in detail on its website. If you have a delay or do not receive your order, you should contact the merchant and specify with him.



TBI Bank service has no relation do with the merchant’s return policy. The methods and the period of return are determined by the merchant and he must have specified them in his online store. All logistical issues concerning the return of orders must be referred to him.


Shop from our partners right away!


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  • KAROTRACE LTD-ONLINE SHOP
    KAROTRACE LTD-ONLINE SHOPBNPL["Peshtera"]
  • BIKE BUDDIES LTD-ONLINE SHOP
    BIKE BUDDIES LTD-ONLINE SHOPBNPL["Sofia"]
  • ROSHAVO LTD-ONLINE SHOP
    ROSHAVO LTD-ONLINE SHOPBNPL["Sofia"]
  • SPORT DEPOT AD-ONLINE SHOP
    SPORT DEPOT AD-ONLINE SHOPBNPL["Sofia"]
  • KOLEDZHIKOV LTD-ONLINE SHOP
    KOLEDZHIKOV LTD-ONLINE SHOPBNPL["Sofia"]
  • SPORT DEPOT AD-ONLINE SHOP 2
    SPORT DEPOT AD-ONLINE SHOP 2BNPL["Sofia"]
  • AMNESIA-MD LTD-ONLINE SHOP
    AMNESIA-MD LTD-ONLINE SHOPBNPL["Burgas"]
  • AMARETO 5 LTD-ONLINE SHOP
    AMARETO 5 LTD-ONLINE SHOPBNPL["Burgas"]
  • KARCHER LTD-ONLINE SHOP
    KARCHER LTD-ONLINE SHOPBNPL["Sofia"]
  • WEB TITANS LTD-ONLINE SHOP
    WEB TITANS LTD-ONLINE SHOPBNPL["Burgas"]
  • ПРИНС ЕООД-ОНЛАЙН МАГАЗИН
    ПРИНС ЕООД-ОНЛАЙН МАГАЗИНBNPL["Червен Бряг"]
  • OVERLOAD ATHLETICS LTD-ONLINE SHOP
    OVERLOAD ATHLETICS LTD-ONLINE SHOPBNPL["Sofia"]
  • BALKAN INTERNATIONAL LTD-ONLINE SHOP
    BALKAN INTERNATIONAL LTD-ONLINE SHOPBNPL["Sofia"]
  • КАРП ГРАНД ООД-ОНЛАЙН МАГАЗИН
    КАРП ГРАНД ООД-ОНЛАЙН МАГАЗИНBNPL["Асеновград"]
  • MEBEL PLAY LTD - ONLINE SHOP
    MEBEL PLAY LTD - ONLINE SHOPBNPL["Vratsa"]
  • TECHCOM 21 LTD-ONLINE SHOP
    TECHCOM 21 LTD-ONLINE SHOPBNPL["Sofia"]
  • CLASIC 2 LTD-ONLINE SHOP
    CLASIC 2 LTD-ONLINE SHOPBNPL["Варна"]
  • OUTLET FURNITURE LTD-ONLINE SHOP
    OUTLET FURNITURE LTD-ONLINE SHOPBNPL["Sofia"]
  • BUSINESS EVOLUTION NETWORK LTD-ONLINE SHOP
    BUSINESS EVOLUTION NETWORK LTD-ONLINE SHOPBNPL["Sofia"]
  • TRANSHANDEL LTD-ONLINE SHOP
    TRANSHANDEL LTD-ONLINE SHOPBNPL["Haskovo"]
  • FASHION F 2016 LTD-ONLINE SHOP
    FASHION F 2016 LTD-ONLINE SHOPBNPL["Vratsa"]
  • SAVA M GROUP LTD-ONLINE SHOP
    SAVA M GROUP LTD-ONLINE SHOPBNPL["Sava"]
  • TECHNOMOBI LTD-ONLINE SHOP 1
    TECHNOMOBI LTD-ONLINE SHOP 1BNPL["Haskovo"]
  • TECHNOMOBI LTD-ONLINE SHOP 2
    TECHNOMOBI LTD-ONLINE SHOP 2BNPL["Haskovo"]
  • TECHNOMOBI LTD-ONLINE SHOP 3
    TECHNOMOBI LTD-ONLINE SHOP 3BNPL["Haskovo"]
  • ТЕХНОМОБИ ЕООД-ОНЛАЙН МАГАЗИН 4BNPL["Хасково"]
  • TECHNOMOBI LTD-ONLINE SHOP 4
    TECHNOMOBI LTD-ONLINE SHOP 4BNPL["Haskovo"]
  • BULFISK LTD-ONLINE SHOP
    BULFISK LTD-ONLINE SHOPBNPL["Varna"]
  • ALEKSINA LTD-ONLINE SHOP
    ALEKSINA LTD-ONLINE SHOPBNPL["Varna"]
  • AQUA ZONE 2 LTD-ONLINE SHOP
    AQUA ZONE 2 LTD-ONLINE SHOPBNPL["Plovdiv"]
  • TUNINGSTORE LTD-ONLINE SHOP
    TUNINGSTORE LTD-ONLINE SHOPBNPL["Sofia"]
  • MARKETING DESIGN LTD-ONLINE SHOP
    MARKETING DESIGN LTD-ONLINE SHOPBNPL["Sofia"]
  • PAWNSHOPS-ONLINE SHOP
    PAWNSHOPS-ONLINE SHOPBNPL["Dimitrovgrad"]
  • AMBROGGIO BULGARIA LTD-ONLINE SHOP
    AMBROGGIO BULGARIA LTD-ONLINE SHOPBNPL["Sofia"]
  • TOBI BG LTD-ONLINE SHOP
    TOBI BG LTD-ONLINE SHOPBNPL["Sofia"]
  • VIP ELECTRONICS LTD-ONLINE SHOP
    VIP ELECTRONICS LTD-ONLINE SHOPBNPL["Plovdiv"]
  • ALEGRO PARTNERS LTD-ONLINE SHOP
    ALEGRO PARTNERS LTD-ONLINE SHOPBNPL["Sofia"]
  • PRAKTIS
    PRAKTISBNPL[""]
  • COMPUTER MARKET
    COMPUTER MARKETBNPL["Bourgas"]Online technique store
  • REMARKETING BG
    REMARKETING BGBNPL["Burgas"]
  • MOUSE BG
    MOUSE BGBNPL["Burgas"]
  • KEYBOARD BG
    KEYBOARD BGBNPL["Burgas"]
  • ROUTER BG
    ROUTER BGBNPL["Burgas"]
  • SPEAKER BG
    SPEAKER BGBNPL["Burgas"]
  • MEBELI KOREKT OOD
    MEBELI KOREKT OODBNPL["Burgas"]
  • DISTA1 EOODBNPL["Plovdiv"]
  • TITON TRADE LTD
    TITON TRADE LTDBNPL["Sofia"]
  • ДЕТЕНЦЕ ЕООД
    ДЕТЕНЦЕ ЕООДBNPL["София"]
  • BASEINI BG
    BASEINI BGBNPL["Sofia"]
  • VK IMPEX LTD
    VK IMPEX LTDBNPL["Plovdiv"]
  • EDB-HOME.COM
    EDB-HOME.COMBNPL["Shumen"]
  • ANDREA 2007 LTD - ONLINE SHOP
    ANDREA 2007 LTD - ONLINE SHOPBNPL["Svilengrad"]
  • VALPERS CONSULT LTD - ONLINE SHOP
    VALPERS CONSULT LTD - ONLINE SHOPBNPL["Haskovo"]
  • VS-GROUP LTD - ONLINE SHOPBNPL["Bourgas"]
  • DMR 2015 LTD - ONLINE SHOP
    DMR 2015 LTD - ONLINE SHOPBNPL["Sofia"]
  • DIMOLEX LTD - ONLINE SHOPBNPL["Sofia"]
  • DTK-LOREIN - ONLINE SHOPBNPL["Pazardzhik"]
  • ZENITH GROUP-05 LTD - ONLINE SHOP
    ZENITH GROUP-05 LTD - ONLINE SHOPBNPL["Plovdiv"]
  • SKINWELL COSMETICS LTD - ONLINE SHOP
    SKINWELL COSMETICS LTD - ONLINE SHOPBNPL["Plovdiv"]
  • SPORTUVAM BG LTD - ONLINE SHOP
    SPORTUVAM BG LTD - ONLINE SHOPBNPL["Plovdiv"]
  • TECHNOMOBI LTD - ONLINE SHOP
    TECHNOMOBI LTD - ONLINE SHOPBNPL["Haskovo"]
  • TRIMOND LTD - ONLINE SHOP
    TRIMOND LTD - ONLINE SHOPBNPL["Plovdiv"]
  • M-TRADE MITKO MITEV - ONLINE SHOP
    M-TRADE MITKO MITEV - ONLINE SHOPBNPL["Sofia"]
  • M-TRADE MITKO MITEV - ONLINE SHOP 2
    M-TRADE MITKO MITEV - ONLINE SHOP 2BNPL["Sofia"]
  • PEN SHOP GROUP LTD - ONLINE SHOP
    PEN SHOP GROUP LTD - ONLINE SHOPBNPL["Sofia"]
  • PEN SHOP GROUP LTD - ONLINE SHOP 2
    PEN SHOP GROUP LTD - ONLINE SHOP 2BNPL["Sofia"]
  • SPALNOBELIO.BG LTD - ONLINE SHOP
    SPALNOBELIO.BG LTD - ONLINE SHOPBNPL["Sofia"]
  • STYLE & GRACE LTD-ONLINE SHOP
    STYLE & GRACE LTD-ONLINE SHOPBNPL["Plovdiv"]
  • ДОБРИ ИЛИЕВ-2000 ЕТ-ОНЛАЙН МАГАЗИН
    ДОБРИ ИЛИЕВ-2000 ЕТ-ОНЛАЙН МАГАЗИНBNPL["Сливен"]
  • DASKALOVI TRADE LTD-ONLINE SHOP
    DASKALOVI TRADE LTD-ONLINE SHOPBNPL["Bourgas"]
  • DULOTEK LTD-ONLINE SHOP
    DULOTEK LTD-ONLINE SHOPBNPL["Sofia"]
  • MONSTER CARP FISHING LTD-ONLINE SHOP
    MONSTER CARP FISHING LTD-ONLINE SHOPBNPL["Plovdiv"]
  • FIESTA 2006 LTD-ONLINE SHOP
    FIESTA 2006 LTD-ONLINE SHOPBNPL["Plovdiv"]
  • SMARTTECH-19 LTD-ONLINE SHOP
    SMARTTECH-19 LTD-ONLINE SHOPBNPL["Sofia"]
  • SHON & JHO TRADE LTD-ONLINE SHOP
    SHON & JHO TRADE LTD-ONLINE SHOPBNPL["Varna"]
  • V GROUP 2018 LTD-ONLINE SHOP
    V GROUP 2018 LTD-ONLINE SHOPBNPL["Plovdiv"]
  • ALEXANDER-999 LTD-ONLINE SHOP
    ALEXANDER-999 LTD-ONLINE SHOPBNPL["Pazardzhik"]
  • DOBRI ILIEV-2000-ONLINE SHOP
    DOBRI ILIEV-2000-ONLINE SHOPBNPL["Sliven"]
  • ARSED TECHNO LTD-ONLINE SHOP
    ARSED TECHNO LTD-ONLINE SHOPBNPL["Plovdiv"]
  • MASTER CLEAN BULGARIA LTD-ONLINE SHOPBNPL["Plovdiv"]
  • MOTO HOUSE LTD-ONLINE SHOP
    MOTO HOUSE LTD-ONLINE SHOPBNPL["Plovdiv"]
  • PINTO GROUP LTD-ONLINE SHOP
    PINTO GROUP LTD-ONLINE SHOPBNPL["Belashtitsa"]
  • COMPUTER 2000-BULGARIA LTD-ONLINE SHOP
    COMPUTER 2000-BULGARIA LTD-ONLINE SHOPBNPL["Sofia"]
  • FITZONA COM LTD-ONLINE SHOP
    FITZONA COM LTD-ONLINE SHOPBNPL["Sofia"]
  • BONCHEV STROI LTD-ONLINE SHOP
    BONCHEV STROI LTD-ONLINE SHOPBNPL["Plovdiv"]
  • SMARTTECH-19 LTD-ONLINE SHOP 2
    SMARTTECH-19 LTD-ONLINE SHOP 2BNPL["Sofia"]
  • TEOREYA INVEST-PAWNSHOP LTD-ONLINE SHOP
    TEOREYA INVEST-PAWNSHOP LTD-ONLINE SHOPBNPL["Sliven"]
  • BELANI 84 LTD-ONLINE SHOP
    BELANI 84 LTD-ONLINE SHOPBNPL["Plovdiv"]

    Discover more

    Download our mobile app and monitor your credit anytime.

    Learn more


    If the order is fully returned to the merchant and all the conditions of return are met, TBI Bank will refund the first installment paid under the contract with your card. Тhe loan agreement will be closed and the remaining obligation will be automatically repaid.


    Network

    Head office

    1421 Sofia, Bulgaria,
    52-54, Dimitar Hadjikotsev Str

    Contact

    Call center
    0700 17 571 / *8242

    Working hours
    Monday - Friday
    | 08:00 - 20:00
    Saturday - Sunday
    | 10:00 - 18:00

     

     

    Repay your loan safely and for free
    Download TBI Bank App and use our services whenever and wherever you need to. Repay your loan instalments with 0% commissions.