The “Credit Holiday” service allows you to delay the payment of your instalment until the following month, once every six months of the credit contract period. This way, your repayment plan will be 1 month longer, while the owed sum will remain unaffected.
The service is entirely free and for the term of the delayed instalment, no additional fees or interest charges will be made.
The service can only be activated through the mobile app of TBI Bank.
In case you can take advantage of "Credit Holiday" and you comply with the requirements of the Bank, you will see the option as active on the screen with your loan details.
The activation can be done at any time. The whole process takes no more than a minute.