Subheader
€ 1.1B

TOTAL ASSETS

€ 35.5M

NET PROFIT

20.6%

RETURN ON AVERAGE EQUITY

3.9%

RETURN ON TOTAL ASSETS

592%

LIQUIDITY COVERAGE RATIO

22.1%

CAPITAL ADEQUACY RATIO

* 12M 2022 Unaudited consolidated financial results

Reports

  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
Securities
Prospectus for initial public offering and admission to trading on a regulated market of subordinated bond issue, dated 29.06.2021, confirmed by Decision No. 486 – E of 13.07.2021 of the Financial Supervision Commission (the “Prospectus”) Prospectus for bonds of TBI Bank (only Bulgarian version to this document is available) Investor WarningsThe prospectus is valid until 13.07.2021, provided that it has been supplemented with one or more additions, in case this is required in accordance with the provisions of the applicable legislation. Potential investors in bonds subject to the Prospectus should note that, according to the requirements of the applicable legislation, the obligation to prepare a supplement to the Prospectus in the event of the occurrence of important new factors, material errors or material inconsistencies in the Prospectus does not apply when the Prospectus is no longer valid. The prospectus contains hyperlinks to web pages containing sources of certain information that have been used in its preparation. Nevertheless, the information available on these web pages is not incorporated by reference into the Prospectus and does not form a part thereof, which is why it has not been checked or approved by the Financial Supervision Commission, including within the Prospectus confirmation procedure. Potential investors in bonds subject to the Prospectus should note that the primary public offering of bonds takes place only on the territory of the Republic of Bulgaria , but not in any other country, including a member state of the European Union or a country from the European Economic Area or a third country, as in the event that the primary public offering of bonds completed successfully, according to the conditions specified in the Prospectus, the bonds will be subject to admission to trading only on the “Bulgarian Stock Exchange” JSC, but not on any other regulated securities market organized in any other country, other than the Republic Bulgaria.In this regard, the publication of the Prospectus is not intended to, and should not be considered as, any form of public offering or undertaking of an obligation to apply for the admission of the bonds subject to the Prospectus in any country other than Republic of Bulgaria. The Bonds should not be invested by persons who are domestic or have any other legally relevant connection with countries whose legislation does not permit such investment.” Annexes to the TBI Bank Bond Prospectus (only Bulgarian version to this document is available) Summary of Prospectus for Initial Public Offering and Admission to Trading on a Regulated Market of the issue of subordinated bonds, dated 29.06.2021, confirmed by Decision No. 486 – E of 13.07.2021 of the Financial Supervision Commission Summary of Prospectus for TBI Bank bonds Announcement of the results of the offering of subordinated bonds of “TI BI BANK” EAD Announcement of the public offering of subordinated term bonds of “TI BI BANK” EAD Disclosure of inside information under Art. 17§1, in conjunction with Art. 7 of Regulation No. 596/2014 of the EP and the Council (only Bulgarian version to this document is available)

Credit rating

BCRA – Credit Rating Agency” (BCRA) assigns “TBI Bank” EAD:

  • Long-term financial strength rating: BBB- ‘stable’ outlook and short-term rating A-3
  • Long-term national scale rating: A (BG) “stable” outlook and short-term national scale rating A-1 (BG)

For the full report, please follow the link: rating_tbi_bank_jul_2022_en.pdf (bcra.eu)